body, #header, img {
            margin: 0;
            padding: 0;
            color: #666;
        }
        
        a {
            color: Blue;
        }
        
        img {
            border-width: 0;
        }
        
        #header {
            height: 138px;
            background-image: url('../n_images/mT-top_bkgd.jpg');
            background-repeat: repeat-x;
            text-align: center;
        }
        
        #navbar {
            background-color: #ccc;
        }
        
        #left_column {
            float: left;
            width: 250px;
        }
        
       
        #right_column {
            float: right;
            width: 200px;      
        }
        
        #content_area {
            margin-left: 250px;
            margin-right: 200px;
            padding-right: 15px;
            background-image: url('../n_images/dotted_line_V.gif');
            background-repeat: repeat-y;
            background-position: right top;
                         
        }
        
        #constrain {
            margin-top: 20px;
            margin-left: auto;
            margin-right: auto;
            width: 980px;
        }
        
        #footer {
            color: #003399;
            font-family: Arial;
            font-size: 11px;
            border-bottom: 4px solid #FF9900;
            margin-top: 1em;
        }
        
        .footer_element {
            padding-right: 10px;
        }
        
        #footer_right {
            float: right;
        }
        
        .logo_orange {
            color: #FF9900;
        }
        
        .logo_blue {
            color: #003399;
        }
        
        .logo {
            font-family: Times New Roman;
        }
        
        #copyright {
            text-align: center;       
        }
        
        .fineprint {
            font-size: 10px;
            color: Black;
            font-family: Arial;
        }
        
        h1, h2, h3 {
            color: #FF9933;
            margin: 0px;
            font-family: Verdana, Arial;
        }
        
        h3 {
            font-size: 16px;
        }
        
        
        h2 {
            font-size: 16px;
        }
        
        h1 {
            font-size: 32px;
            font-family: Arial;
            background-image: url('../n_images/Line%20H.gif');
            background-repeat: repeat-x;
            background-position: left bottom;
            padding-bottom: 10px;
        }
        
        #navbar, #navbar ul, #navbar li, #navbar a, #navbar img {
            padding: 0; margin: 0;
        }
        
        #navbar {
            text-align: center;

        }
        
        #navbar ul {
            list-style-type: none;
          
        }
        
        #navbar li {
            line-height: 22px;
            display: inline;
        }
               
        #navbar a, #navbar {
            font-family: Verdana;
            font-variant: small-caps;
            font-size: 14px;
            color: inherit;
            text-decoration: none;
        }
        
        li.nav_item:hover {
            background-color: #666;
            color: White;            
        }
        
        #navbar a:hover {
           color: White;
        }
            
        #navbar li.nav_item {
            border-right: 1px solid white; 
            padding-left: 10px;
            padding-right: 10px;                   
        }
        
        #navbar li.last_nav_item {
            border-right: 0px;
        }
        
        .clear {
            clear: both;
            visibility: hidden;
        }
        
        .share_links {

        }
        
        .share_links img, share_links a {
            padding: 0px; border-width: 0px; margin: 0px;
            vertical-align: middle;
        }
        
        .lt_blue_btn, .dk_blue_btn, .dk_blue_btn_noarrow {
            background-repeat: no-repeat;
            font-size: 16px;
            font-family: Verdana;
            text-decoration: none;
            padding-left: 20px;
            padding-top: 5px;
            display: block;
            padding-bottom: 30px;            
        }
        
        .lt_blue_btn {
            color: #1F3D83;
            background-image: url('../n_images/lt_blue_button.gif');
        }

        .dk_blue_btn {
            color: White;
            background-image: url('../n_images/dk_blue_button.gif');
        }

        .dk_blue_btn_noarrow {
            color: White;
            background-image: url('../n_images/dk_blue_button_noarrow.gif');
        }
        
        .subpage {
            margin-left: 10px;
        }

        ul.links_list {
            list-style-type: none;
        }
        
        li.link_item {
            text-align: center;
            float: left;
            display: block;
            width: 170px;
            margin-bottom: 20px;
            margin-left: 20px;
            margin-right: 20px;
        }
        
        li.link_item img {
            height: 48px;
            vertical-align: middle;
        }
        
        #ContactUsSidebar {
            display: block;
            margin-bottom: 30px;
        }
        
        #ChatWithUsSidebar {
            display: block;
            margin-bottom: 30px;
        }